WorkSAFE Program
Where Safety Meets Savings
Our WorkSAFE program empowers your business to take control! By maintaining strong safety practices and actively managing claims, you can reduce workplace injuries and earn a refund from the Washington State Department of Labor & Industries (L&I).
Retro Program
WorkSAFE is a safety incentive program that rewards businesses for maintaining safe workplaces.
Claims Management
We protect your business and reduce costs through a proactive claims management system.
Safety
Our goal is to foster a lasting culture of safety in every workplace.
Why Join WorkSAFE?
Workplace injuries come at a cost - from lost productivity and project delays to increased training expenses and rising workers’ compensation premiums. Every incident impacts your bottom line. That’s why WorkSAFE members benefit from dedicated claims management through our experienced Third-Party Administrator, ensuring timely, strategic handling of every claim.
It's Easy to Participate!
Commit to worker safety programs
Pay your premium as usual
Review safety plan and procedures with program T.P.A.
Earn a partial refund - many times up to 30%!
How It Works
Retrospective rating is simply another way of calculating your company's Workers' Compensation insurance premium, after the fact or “retroactively.”
Learn More
A WorkSafe rating period runs from July 1st through the following June 30th. Your participation can begin any calendar quarter. About nine months after a coverage period ends, L&I looks back at our WorkSAFE Group’s safety experience and calculates a retrospective premium ("retro premium") for that 12-month period. Based on the group’s experience, the retro premiums are less than the premiums paid by the group for the year, a partial refund is earned by the group. This evaluation occurs three times over a 3-year period after the coverage year ends. There are three opportunities to save!
On the other hand, based on the group’s experience, the calculated premium is higher than the amount of standard premium paid by the group, it would result in all the members having to pay an additional amount, or Assessment. There is a predetermined limit to this assessment, but it’s important that your company recognizes and understands this risk.
Manufacturing
WorkSAFE has returned over $2.4 million in insurance premiums to GVC members in the manufacturing sector in just three years! This adds up to savings on average of nearly 30% on workers’ compensation premium costs for Southwest Washington manufacturers.
Retail and Professional Services
We are looking to activate our Retail and Professional Services WorkSAFE program! If you are a leader in these industries, please share your interest with us to be the first to know when this lucrative program kicks off.